When you are searching for the right deal on an auto loan, the whole process can feel a bit overwhelming. This is especially true if you have a bad credit score.One of the main reasons that folks can feel anxious about the process is that there are so many decisions to make. You first have to figure out the make and model of the car you will buy. But, there is more to it than that. You also need to determine whether the car that is in your sights is one that you can afford.This is where having a bad credit score can make things even harder. With a low FICO score, you now have to always be looking over your shoulder during the loan application process. You have to worry about not only whether you will get approved for a loan, but also about whether you will have to end up paying sky-high interest rates on your auto loan.If you are looking for no down payment bad credit auto loans, here are 5 questions to ask yourself:1. How much do I need to borrow?This question is an important one because it will affect whether you can strike the right balance between getting access to the money need to buy the car you want and not borrowing too much. If you borrow more money than you need via your auto loan, the loan will end up costing you more than is necessary – or the loan application could even be rejected. So, choose a reasonably-priced car.2. How soon until I can repay the loan?This question has to do with the amount of time it will take you to pay the loan back. The faster you can pay it back, the less the loan will cost you. Since interest rates on bad credit auto loans are higher than rates on, say, a home mortgage, you will want to borrow the money for as short a term as is realistic.3. Am I able to find bad credit auto lenders?Most auto lenders will reject your application if you have bad credit and no down payment. However, most bad credit auto lenders have programs for people in your situation. Be sure to seek them out.4. Do I want the option of applying online?You likely have auto loan lenders in your city or a nearby town who have physical, brick-and-mortar offices. This can be a good option for you to consider. However, at the same time, you should also apply to at least a handful of online lenders, as well. By applying online, you are not limited to what may be local, “small time” lenders who do not have as much to offer in terms of loan options. Most online lenders serve clients nationally.5. Should I review my credit report before applying?Depending upon the auto loan lender, they may or may not check your credit. Still, if you are seeking out bad credit auto lenders that do not require a down payment, it is at least a good idea to run your own credit report and become familiar with it before you apply.Ask yourself these 5 questions before you apply for a no down payment bad credit auto loan.